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Short tips of the day about Life insurance:

What is credit life insurance? Credit life insurance is used to pay off a debt, such as a loan for car, furniture, electronics, appliances, etc., if you die or are disabled. It is a type of decreasing term life insurance. It is insurance on a debtor, in favor of a lender. Although they may have some similar features, it is not the same as mortgage life insurance. You may be offered this sort of policy when you are financing a large item. The premiums are usually added into the loan contract. It is , and it can be quite expensive. Note that it often illegal for a lender to require you to buy it.

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